CUSTOMER IDENTIFICATION REQUIREMENTS

In accordance with Section 326 of the USA PATRIOT Act signed October 26, 2001 all persons are subject to the identity verification requirements even though they may be a long-term customer of and well known to Stone County National Bank.

For the purpose of the regulation, an “account” includes every formal banking relationship that entails ongoing services, dealings, or transactions. Some examples are a deposit account, loan; trust relationship or safe deposit box rental.

If you request to open an account with Stone County National Bank and Stone County National Bank has not previously verified your identity under the new regulatory requirements, Stone County National Bank will request documentary verification of your identity, such as driver’s license or passport and/or it will verify your identity through other non documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.

In all cases protection of our customer’s identity and confidentiality is Stone County National Bank’s pledge to you.